Read this.
Now tell me you’re excited about January 1, 2014.
Obamacare is horrendously complicated and massively expensive, but at least it will cover more people. Right?
Right?
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Most physicians I know and with whom I interact with are completely perplexed as to how all of this is going to “work”. We (we being physicians) have heard that the “penalty” for not having insurance is going to be about $75 annually, so if this is true, it would make sense to pay the penalty and not be insured. It seems intuitive that the insurance companies will not take a hit here….the taxpayers will be left holding the bag. If the insurance companies are not allowed to adjust premiums based on age and health, then they’ll just raise premiums indisciminately across the board in order to continue to turn a profit (see Donna Brazile’s tweet that I sent you a few months back). There are too many problems to completely address here….the article you link to sums up a few nicely.
There are scores—perhaps hundreds—of poor provisions in this abomination.
You are all over the central one, though. An insurance company assesses risk. That is inherent in the business model. An insurance company that is not permitted to assess risk is not an insurance company.